CIFE and ACIFE certification rates permanently increase on February 29th

     TODAY FEB 29

    CIFE: $1,495 $1,800
    ACIFE: $1,495 $1,800

  • “Ethica’s CIFE has already opened doors for me…”

    Trusted by more professionals for Islamic finance certification.
    Ethica's graduates now work in over 160 financial institutions in 65 countries around the world.

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  • Ethica's Graduates Get Hired and Promoted

    Our graduates perform better because Ethica's courses find their roots in the cut-and-thrust of on-the-ground execution. Recruiters know that you'll bring more Islamic finance know-how to the job than most around.

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  • Financial Aid for Students and Islamic Finance Graduates

    You are eligible for a 30% discount if you are currently a student at any institution or if you already have an Islamic finance diploma or degree from another institution and want to add the CIFE™ to your portfolio – apply today!

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  • The Fastest Way to Learn Islamic Finance. Guaranteed.

    Ethica's CIFE™ gives you only the most essential, practical Islamic finance knowledge distilled into an accelerated 4-month program.

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Ethica’s Certificates: 4 Months or Less, 100% Online

Certified Islamic Finance Executive (CIFE)

Practical Islamic finance training, taking newcomers to an advanced level of knowledge rapidly.

Advanced CIFE (ACIFE) in

Takaful is used in just about every Islamic financial transaction. How well do you know it?

Advanced CIFE (ACIFE) in
Financial Analysis

Learn to perform the most commonly used Islamic financial calculations in the industry.

Advanced CIFE (ACIFE) in

AAOIFI’s accounting standards distilled into an accelerated certificate.

7 Day Free Islamic Finance Course

Please enter your details below to start receiving your lessons instantly!

More than 13,000+ individuals from 120+ countries have taken Ethica's "7 Day Islamic Finance Course." This is not a watered-down version of our curriculum. It is the real thing. In the next 7 days you will get more Islamic finance training than most bankers. Period.

You can play the "Why Islamic Finance?" video RIGHT NOW by clicking the red "PLAY VIDEO NOW" link or the orange play button below.

Fill the form (on the left) to start receiving the remaining lessons by email — TODAY!

Why Islamic Finance? (PLAY VIDEO NOW)

Why Islamic FinanceWhat makes Islamic finance different from conventional finance? And what makes it better? We look at 3 real-world examples and find out. We also introduce you to the 4 principles that guide Islamic finance transactions.

In Your Interest (PDF)

Islamic banking in your interestIs Islamic banking a viable alternative to interest-based conventional banking? Is it really any different from conventional finance? Does it offer a better way forward? In this article we explore these and other questions facing the next generation of Islamic bankers.

Understanding Ijarah 1 - Islamic Leasing (VIDEO)

Understanding Ijarah 1 - Islamic LeasingWhat's an Islamic lease? This module helps you find out. We introduce the Islamic lease and look at pre-requisites for its execution, legal title, possession, maintenance, earnest money, default, and insurance. We begin answering the question "How does an Ijarah work?" with step-by-step practical explanations.

Understanding Ijarah 2 - Islamic Leasing (VIDEO)

Understanding Ijarah 2 - Islamic LeasingYou learn the rights and obligations of the lessor and the lessee and focus on defective assets, sub-leases, extensions and renewals, transfer of ownership, and termination. You’ll also take a self-assessment quiz.

How to Calculate an Ijarah Schedule 1 (ADVANCED VIDEO)

How to Calculate an Ijarah Schedule 1 (Advanced)How do Islamic banks calculate leases? In these two modules you find out. We hold your hand through calculations, tables, and formulas and show you how to calculate rent, IRR, and profit. It's all here.

How to Calculate an Ijarah Schedule 2 (ADVANCED VIDEO)

How to Calculate an Ijarah Schedule 2 (Advanced)You continue learning about Islamic leases with practical information about depreciation and floating-rate profits. We wrap it up with a look at what happens when things go wrong: defaults, late deliveries, early termination, asset defects, and negligence. Test your understanding with a self-assessment quiz at the end.

Riba & Mortgages — 20 Commonly Asked Questions (PDF)

Riba and Mortgages - 20 Commonly Asked QuestionsEthica’s most popular article. A bank paid to distribute this article once upon a time…now it’s all yours completely free! 20 of the most commonly asked questions about usury and conventional home mortgages in a nicely formatted, ready-to-go PDF.


Are you a bank? Get 20 complimentary licenses and experience the CIFE™ first hand!

From individuals to entire banks. anytime, anywhere.

"I chose Ethica for its excellent market reputation. And now I understand why..."

Daniel Rasqui, CIFE Graduate
Director, SIX Financial, Luxembourg

Ethica's Handbook of Islamic Finance
(800 Page E-book)


Dr. Imran Usmani’s Guide to Islamic Banking

Sample Islamic finance contracts

CIFE™ Study Notes

Recommended reading lists

1,000+ Islamic finance Q&As

Why Islamic Finance?


The Problem with Artificial Wealth Creation

How is Islamic Finance Different?

3 Real-World Examples

How Does Islamic Finance Make Money?


Best Research and Education Company

Best Research and
Education Company
Dubai, UAE

Best Islamic Finance Training Institution, Finance Education Provider, Online Islamic Finance Program MENA

Best Islamic Finance Training Institution MENA
Best Islamic Finance Education Provider MENA
Best Online Islamic Finance Program MENA
London, UK

Best Online Islamic Finance Program

Best Online Islamic
Finance Program
London, UK

Best Islamic Finance Qualification

Best Islamic Finance
London, UK

Education Leadership Award

Education Leadership Award
Dubai, UAE

Islamic Finance Education Provider of the Year

Islamic Finance Education
Provider of the Year
London, UK

What people are saying about Ethica

Marwa El Messidi, CIFE Graduate

Economic Development Professional, Richmond, USA

"I first became interested in Islamic finance as a graduate student at UC Davis. Ethica's CIFE was the first course I have taken completely online and I loved it! I learnt a great deal regarding the practical application, benefits, and risks involved. The course was an excellent mix of theory and practice. Highly recommended."

Waqas Zafar, CIFE Graduate

Senior Associate, KPMG, UAE

"Ethica's tutorials are an absolute game changer. Through excellent examples they explain how Islamic banking gets done inside an Islamic bank. The personnel at Ethica are devoted, professional and above all extremely helpful. My job entails dealing with the mergers and acquisitions sector and with Ethica’s CIFE I was able to accomplish what I had set out to achieve."

Pradeep Varma

Director, Pennant Technologies, India

"Ethica’s training and certification programs have benefited Pennant's Islamic banking product engineering and implementation staff — tremendously."

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